[Silly Little Cars] State Farm alternative

[Alex Popovics]

Thank you all for the input I received in regards to State Farm.

Today I spoke with Dan at TWFG an insurance broker I found by googling Trike insurance.
He said I was the third call in the last few months and that recently he spent 3 hours with all his available carriers that he uses for even the most unusual Trikes and all without exception responded that since there isn't a category for our type of vehicles in their insurance portfolio they won't even consider it.
He also suggested State Farm. His reasoning is if someone becomes a State Farm customer for their personal vehicles, Home etc, they have more leverage to insure what is considered an unusual vehicle.

It stands to reason that with the relatively new electric Go 4 eventually a lot more used vehicles will eventually be sold by municipalities and many will continue ending up on private hands in the US. 

Our collective group could possibly create some interest with an enlightened insurance carrier to create this niche.
It's the old adage in business, "if there's a need fill it" !

We all should be tired of having to feel like that I have to do back alley deals to insure a vehicle exponentially safer than the common motorcycle, with the real danger of becoming uninsurable!

Thanks again!

Alex Popovics 



> On Jan 3, 2018, at 2:18 PM, goaliefergy1 at aol.com wrote:
> 
> I've already been through this battle with Dyan since they declined renewal for me last year up here in Washington. From the sounds of it, Pacific Specialty is looking to pull the plug all together on trike coverage nation wide. Thankfully I have a local State Farm agent who was willing to cover mine. After consulting the vast majority of insurance companies, he was the only person willing to cover it.
> 
> 
> 
> -----Original Message-----
> From: Alex Popovics via Silly_little_cars <silly_little_cars at lists.sillylittlecars.com>
> To: wrybread <wrybread at gmail.com>
> Cc: Alex Popovics <alex at realestatetimes.com>; silly_little_cars <silly_little_cars at lists.sillylittlecars.com>
> Sent: Wed, Jan 3, 2018 10:56 am
> Subject: [Silly Little Cars] Fwd: Pacific Specialty-McGraw insurance not renewing Three Wheeler policy in California
> 
> 
> > Hello all,
> > 
> > After receiving a letter from my Go 4 Interceptor insurance company, Pacific Speciality-McGraw Insurance that they will not renew my insurance because I drive a Three Wheeler/Trike vehicle and today following up with my insurance broker Dyan Allen with California Services/Compass Services an avid supporter to our group, I decided to ask for us as a group to organize so that our beloved vehicles (I'm in San Francisco), don't become effectively banned from the roads.
> > 
> > My insurance is good until March 2018.
> > 
> > I already have been declined to renew previously by Progressive and Dyan tells me that Pacific Specialty/McGraw Insurance already had declined to insure Cushmans & Go 4 Interceptors in other states beyond California.
> > 
> > I have to assume that this is targeted only to our group type of vehicles for I imagine that the standard Harley Davison, BMW, Hondas etc Trikes are insured without any problems.
> > 
> > This is clearly a very serious negative trend.
> > 
> > Any ideas suggestions?
> > 
> > Thank you 
> > 
> > Alex
> > 
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