[Silly Little Cars] insurance in Maryland

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In Illinois, there are two different motorcycle licenses.  One for a 3 wheeler and one for a two wheeler.  You take the same written test and course test, but if you pass on a 3 wheeler, you only get the one for a 3 wheeler license.  
Maybe your state only requires the motorcycle license for a two wheeler.  The course we have to do seems somewhat silly for a 3 wheeler to have to bother going through as we are not having to worry about falling over, etc.  

Keep in mind that a lot of early electric vehicles were 3 wheeled in order to fall within the motorcycle definition and not having to meet the crash test for cars and were often enclosed.  My guess is that your state says if it is enclosed, no helmet required.   




________________________________
 From: Kris Motola <kmotola at esoplawgroup.com>
To: Silly Little Email List <silly_little_cars at lists.sillylittlecars.com> 
Sent: Sunday, May 18, 2014 3:20 PM
Subject: Re: [Silly Little Cars] insurance in Maryland
 


Good point.

On May 18, 2014, at 1:01 PM, "Bruce Moulton" <brucemmoulton at gmail.com> wrote:


You know I'm thinking this issue of "motorcycle" might be the problem. While mine is also registered as a motorcycle it has some other actual classification. For example I don't have to have a motorcycle endorsement on my license and I don't have to wear a helmet. I don't think I ever mentioned to USAA that it is registered that way I just mentioned that it is a former parking enforcement 3 wheeler going from government to private ownership. Makes me wonder...
>
>
>Namaste, 
>Bruce M Moulton
>916-802-1395
>brucemmoulton at gmail.com
>
>
>On Sun, May 18, 2014 at 12:53 PM, Kris Motola <kmotola at esoplawgroup.com> wrote:
>
>That’s interesting. We insure our other vehicles with them except my wife’s scooter and the Go-4 because they told us they do not insure scooters/motorcycles but Progressive/USAA does (which we use). 
>> 
>>From:Silly_little_cars [mailto:silly_little_cars-bounces at lists.sillylittlecars.com] On Behalf Of Bruce Moulton
>>Sent: Sunday, May 18, 2014 12:47 PM
>>
>>To: Silly Little Email List
>>Subject: Re: [Silly Little Cars] insurance in Maryland
>> 
>>Sorry folks but I can assure you that USAA does indeed cover the Go-4. I had no problem getting the coverage for my 93 and have had it (still do) for years now. I have a large policy with $300K coverage for all my vehicles so I pay more for the Go-4 ($308) a year but if I had minimum coverage it would be around $125 a year. While I didn't have a difficulty it does sound like it might take some perseverance.
>> 
>>Also every year or so I shop for insurance rates and have never found a company, including Progressive, that can compare to USAA if one actually compares apples to apples. Over the years a few friends have disputed this and each time I contacted their quote and checked on getting the same coverage I have at USAA and they never come close. 
>> 
>><image002.png>
>>
>>
>>Bruce
>> 
>>On Sun, May 18, 2014 at 11:19 AM, sbc <sbc2023 at gmail.com> wrote:
>>That’s exactly how I got mine – through USAA from Progressive for my 2004 GO-4.  Liability only.
>> 
>>Steve
>> 
>>From:silly_little_cars-bounces at lists.sillylittlecars.com [mailto:silly_little_cars-bounces at lists.sillylittlecars.com] On Behalf Of Kris Motola
>>Sent: Sunday, May 18, 2014 1:07 PM
>>
>>To: Silly Little Email List
>>Subject: Re: [Silly Little Cars] insurance in Maryland
>> 
>>My experience was that USAA does not insure motorcycles but will transfer you to progressive which should give you a better rate if transferred from USAA than if just calling up progressive (USAA does this for services they don't provide). Progressive used to specifically exclude cushman's but that is no longer the case.
>>
>>On May 18, 2014, at 10:38 AM, "seclew2 at juno.com" <seclew2 at juno.com> wrote:
>>I tried USAA got certified  and got a quote but when I went to book the next agent was unable to get approval from her supe. tired it thru AA also even went thru their altenative to main provider. Bottom line in CA go with progressive direct. It did take perserverence.
>>>
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