[Silly Little Cars] State Farm alternative

Thu Jan 4 16:35:35 PST 2018

FWIW – seems that they are a dying breed sadly. Our town uses smart cars now rather than interceptors. Probably not much more expensive (new interceptors are pricey!) and easier to maintain.

From: Silly_little_cars [mailto:silly_little_cars-bounces at lists.sillylittlecars.com] On Behalf Of Alex Popovics via Silly_little_cars
Sent: Thursday, January 04, 2018 4:32 PM
To: Silly Little Email List <silly_little_cars at lists.sillylittlecars.com>
Cc: Alex Popovics <alex at realestatetimes.com>
Subject: Re: [Silly Little Cars] State Farm alternative

Hello all,

I just spoke with a representative at Westward.

I was disappointed because apparently they only manufacture them in the hundreds a year and not in the thousands as I imagined with so many municipalities using them.

I also spoke with a couple of very experienced insurance brokers, and indeed it's a number game.
They recommended the State Farm option.

I will go that route.

I assume that a larger number of folks currently insured with McGraw in California haven't yet reacted to this, until a couple of days ago I was only the third person to contact Dyan Allen about the non renewal letter.

I'll let everyone know about my experience with State Farm soon.

Thank you.

Alex Popovics

-------Original Message-------

From: Kevin Dougherty via Silly_little_cars<mailto:silly_little_cars at lists.sillylittlecars.com>
Date: 1/4/2018 6:24:33 PM
To: silly_little_cars at lists.sillylittlecars.com<mailto:silly_little_cars at lists.sillylittlecars.com>
Cc: Kevin Dougherty<mailto:tippy208 at aol.com>
Subject: Re: [Silly Little Cars] State Farm alternative

Hi, Just an FYI, I also have State Farm with Coverage including Fire Theft, I have an Interceptor here in New York, I have renewed 3 or 4 years w/o an problem. K

-----Original Message-----
From: Donald Sparks via Silly_little_cars <silly_little_cars at lists.sillylittlecars.com<mailto:silly_little_cars at lists.sillylittlecars.com>>
To: Silly Little Email List <silly_little_cars at lists.sillylittlecars.com<mailto:silly_little_cars at lists.sillylittlecars.com>>
Cc: Donald Sparks <bt57go4rider at gmail.com<mailto:bt57go4rider at gmail.com>>
Sent: Thu, Jan 4, 2018 11:17 am
Subject: Re: [Silly Little Cars] State Farm alternative
@
Alex Popovics

I have all my cars, bikes, trikes, home, business, with State Farm, here in OHIO.. for just this reason.  They are the only ones that would cover my '74 RUPP/VW trike, and the '97 bt57 GO-4.  My be a deal / support system could be made with a rep in the CAL. area.  Just an idea,.. good luck,..  supportive in the cause,. DON,.. aka GO4RIDER.
youtube.com/c/GO4RIDER_trikelife937<http://youtube.com/c/GO4RIDER_trikelife937>

On Wed, Jan 3, 2018 at 5:54 PM, Alex Popovics via Silly_little_cars <silly_little_cars at lists.sillylittlecars.com<mailto:silly_little_cars at lists.sillylittlecars.com>> wrote:
Thank you all for the input I received in regards to State Farm.

Today I spoke with Dan at TWFG an insurance broker I found by googling Trike insurance.
He said I was the third call in the last few months and that recently he spent 3 hours with all his available carriers that he uses for even the most unusual Trikes and all without exception responded that since there isn't a category for our type of vehicles in their insurance portfolio they won't even consider it.
He also suggested State Farm. His reasoning is if someone becomes a State Farm customer for their personal vehicles, Home etc, they have more leverage to insure what is considered an unusual vehicle.

It stands to reason that with the relatively new electric Go 4 eventually a lot more used vehicles will eventually be sold by municipalities and many will continue ending up on private hands in the US.

Our collective group could possibly create some interest with an enlightened insurance carrier to create this niche.
It's the old adage in business, "if there's a need fill it" !

We all should be tired of having to feel like that I have to do back alley deals to insure a vehicle exponentially safer than the common motorcycle, with the real danger of becoming uninsurable!

Thanks again!

Alex Popovics

On Jan 3, 2018, at 2:18 PM, goaliefergy1 at aol.com<mailto:goaliefergy1 at aol.com> wrote:
I've already been through this battle with Dyan since they declined renewal for me last year up here in Washington. From the sounds of it, Pacific Specialty is looking to pull the plug all together on trike coverage nation wide. Thankfully I have a local State Farm agent who was willing to cover mine. After consulting the vast majority of insurance companies, he was the only person willing to cover it.

-----Original Message-----
From: Alex Popovics via Silly_little_cars <silly_little_cars at lists.sillylittlecars.com<mailto:silly_little_cars at lists.sillylittlecars.com>>
To: wrybread <wrybread at gmail.com<mailto:wrybread at gmail.com>>
Cc: Alex Popovics <alex at realestatetimes.com<mailto:alex at realestatetimes.com>>; silly_little_cars <silly_little_cars at lists.sillylittlecars.com<mailto:silly_little_cars at lists.sillylittlecars.com>>
Sent: Wed, Jan 3, 2018 10:56 am
Subject: [Silly Little Cars] Fwd: Pacific Specialty-McGraw insurance not renewing Three Wheeler policy in California

> Hello all,
>
> After receiving a letter from my Go 4 Interceptor insurance company, Pacific Speciality-McGraw Insurance that they will not renew my insurance because I drive a Three Wheeler/Trike vehicle and today following up with my insurance broker Dyan Allen with California Services/Compass Services an avid supporter to our group, I decided to ask for us as a group to organize so that our beloved vehicles (I'm in San Francisco), don't become effectively banned from the roads.
>
> My insurance is good until March 2018.
>
> I already have been declined to renew previously by Progressive and Dyan tells me that Pacific Specialty/McGraw Insurance already had declined to insure Cushmans & Go 4 Interceptors in other states beyond California.
>
> I have to assume that this is targeted only to our group type of vehicles for I imagine that the standard Harley Davison, BMW, Hondas etc Trikes are insured without any problems.
>
> This is clearly a very serious negative trend.
>
> Any ideas suggestions?
>
> Thank you
>
> Alex
>
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